Privacy Policy

Last updated: June 23, 2026

MoneyCat PH (“we,” “us,” or “our”) values your trust and takes your privacy seriously. This Privacy Policy outlines how we collect, process, store, and protect your personal information in compliance with the Data Privacy Act of 2012 (RA 10173) and other applicable Philippine laws.

Information Collection

When You Apply: We collect your full name, contact details, government-issued identification numbers, employment history, income information, bank account details, and credit references necessary for loan matching and credit evaluation.

When You Browse: We automatically collect device information, IP addresses, browsing patterns, referral sources, and cookie data to improve site functionality and user experience.

When You Communicate: We record correspondence when you contact our support team for quality assurance and training purposes.

Purpose of Data Processing

We process your data for the following purposes: facilitating loan applications and matching with appropriate lenders; verifying your identity and preventing fraud; improving our platform and services; sending relevant loan offers and financial education content with your consent; complying with legal and regulatory requirements.

Data Sharing

Your data is shared with selected lending partners only when you submit a loan application. We do not sell, rent, or trade your personal information. All data sharing is governed by strict data processing agreements that ensure your information is protected and used only for the intended purpose.

Security Measures

We implement robust security controls including SSL/TLS encryption, secure data centers, access controls, regular security audits, and employee training on data protection. Despite these measures, no online platform can guarantee absolute security.

Your Data Rights

As a data subject under Philippine law, you have the right to be informed, access your data, object to processing, erase your data, and data portability. To exercise any of these rights, email [email protected] with your request.

Updates

We may update this policy to reflect changes in our practices or legal requirements. Significant changes will be notified via email or prominent notice on our website.